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Budgeting
(advice from the University of Toronto)


A budget is a financial planning tool that helps you control and manage the spending of your money. A budget is based on income and expenses. Your income and expenses must be divided into specific categories. This means you must create your own personal budget to reflect what you can afford, your lifestyle, and you must separate your needs from your wants.

Blank Template:

This blank template can be used to create a budget.


Budgeting Tips

Create a financial plan for the academic year. Budgeting for the school year

   Step 1: Review your expenses. Be accurate and realistic.

   Step 2: Review your resources.

   Step 3: Explore all possible sources for funding.

   Step 4: Monitor your expenses. Do a weekly or monthly budget.

   Step 5: Keep an accurate file of all your expenses.


For more guidelines, tips, and a template, please click here
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